Construction sites and field operations run on small, urgent payments: fuel, casual labour, materials, transport. Kiotapay replaces cash tins and personal M-Pesa lines with wallets, limits and approvals, so every payment is tied to a site and backed by a receipt.
The challenge
Site supervisors receive float on personal M-Pesa lines, and business and personal spend get mixed together.
Head office only finds out what each site spent after month-end, when overruns can no longer be prevented.
Hardware and fuel receipts get lost, which leaves finance chasing supervisors and writing off unsupported spend.
How Kiotapay helps
Top up your business wallet by bank transfer, mobile money or card, and set auto top-ups so work never stops for lack of float.
Set daily, weekly or monthly caps for each person or project, and adjust them instantly as work progresses.
Managers approve requests from the mobile app, and requests above a threshold go to the next approver automatically.
Live dashboards break spend down by project, employee and category, with alerts when a site approaches its budget.
How it works
Add each site or project and assign supervisors with their own spend limits.
Supervisors request and pay suppliers, and policies block anything outside the rules.
Transactions are auto-tagged and matched to receipts, so month-end close takes hours, not days.
FAQs
Common questions from construction & field operations evaluating Kiotapay.
Explore more
Kiotapay products share one wallet, one dashboard and one set of books, so adding the next one takes minutes.
Ready to revolutionize your finance management? Take the next step and explore Kiotapay!