Kiotapay
Spend Management for Multi-branch Businesses

One view of spend across every branch

When each branch runs its own mobile money line and cash float, head office loses visibility and reconciliation drags on for days. Kiotapay gives every branch its own wallet and budget, with central policies and a single real-time view of spend.

The challenge

What slows multi-branch businesses down today

A mobile money line per branch

Several lines and floats mean several statements to download, match and reconcile every month.

Inconsistent rules between branches

Each branch manager approves spend differently, so the same purchase is fine in one town and questioned in another.

Slow month-end close

Finance spends days matching transactions to branches and categories before reports can go to leadership.

How Kiotapay helps

Kiotapay Spend Management for multi-branch businesses

A wallet and budget for every branch

Allocate monthly or quarterly budgets per branch and track aggregated spend against the target as it happens.

Central spend policies

Set rules once: auto-approve under a threshold, block unapproved vendors, require receipts. They apply at every branch.

Supplier directory

Manage suppliers centrally, with payment terms and payment history, so branches pay the right vendors on the right terms.

Automated reconciliation

Transactions are auto-coded and synced to QuickBooks, Xero or your ERP, so branch books close continuously.

How it works

Up and running in three steps

  1. 1

    Add your branches

    Set up each location with its budget, managers and approval chain.

  2. 2

    Fund and spend

    Fund branch wallets centrally, while branches pay suppliers within policy.

  3. 3

    Compare performance

    See spend by branch, category and supplier side by side, and close the month in hours.

FAQs

Spend Management for Multi-branch Businesses: FAQs

Common questions from multi-branch businesses evaluating Kiotapay.

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