SACCOs and microfinance institutions move money to and from thousands of members every month. Kiotapay handles bulk disbursements and multi-channel collections through one integration, with automatic retries and reconciliation your auditors will appreciate.
The challenge
Processing loans one by one slows down members and ties up operations staff.
Member deposits and loan repayments arrive through several channels and need to be matched to the right accounts.
Failed payouts go unnoticed until a member calls to complain.
How Kiotapay helps
Pay thousands of members with a single file upload or API call, with real-time status for each recipient.
Failed payouts retry automatically, and custom alerts flag failed payments or low balances.
Collect contributions and repayments through Paybill, Till, bank transfer and cards.
Connect Kiotapay to your core banking or loan management system to automate collections and payouts end to end.
How it works
Integrate via API or start with CSV uploads from the dashboard.
Send loans and dividends in bulk, and receive repayments on every channel.
Every transaction carries metadata and an audit trail for easy matching.
FAQs
Common questions from saccos & microfinance evaluating Kiotapay.
Explore more
Kiotapay products share one wallet, one dashboard and one set of books, so adding the next one takes minutes.
Ready to revolutionize your finance management? Take the next step and explore Kiotapay!