Designed for easy integration, the Kiotapay API lets you facilitate collections, manage payouts, and access real-time transaction data. Scale with secure, reliable payment infrastructure.
Architecture & Design
Every interaction is encrypted using TLS (Transport Layer Security). OAuth 2.0 authentication ensures only authorized users can process payments, no exceptions.
Built to handle large volumes of requests with top-tier performance. Payments confirmed 24/7 in real time with 99.98% uptime SLA.
Ensure every invoice payment lands directly and securely in your corporate account without unnecessary delays. Every payout is tracked from the moment it's initiated.
Our API maintains backward compatibility. Your integrations will never break when we release new features or updates.
In the rare case of a failed transaction, the API provides clear, actionable error messages so you can troubleshoot and fix issues quickly.
Thoughtful rate limits prevent system overloads and ensure fair, consistent access for all users at every tier.
How It Works
Make bulk and bill payments directly from your ERP
Effortlessly handle bank transfers, mobile money, and other payment channels
Instantly track payment statuses, match spending records, and maintain consistent financial records.
Real-time sync to your ERP, zero data entry
Collections API
Mobile Money
POST /v2/collections/initiate
Bank Transfer
POST /v2/collections/initiate
Card
POST /v2/collections/initiate
Streamline vendor payments and employee reimbursements with our intuitive payouts API.
Effortlessly process vendor payments and employee reimbursements
Instantly track payout statuses and maintain consistent financial records.
Real-time sync to your ERP, zero data entry
Payouts API
Validate beneficiary
KYC and account checks
Queue payout
POST /v2/payouts/create
Webhook confirmation
status.delivered
Route payouts to vendors, employees, or partners with audit-safe references and deterministic retries.
Batch file
Delivered
Choose official SDKs or direct REST calls with clear docs, stable versioning, and production-ready error responses designed for smooth rollout.
Official SDKs for Node.js, Python, PHP, and Go
Sandbox mirrors production for safer launch testing
Consistent error payloads for easier retries and debugging
Developer Experience
Quick start
pnpm add @kiotapay/sdk
const client = new Kiotapay({ key: API_KEY })
await client.collections.create(payload)From zero to live in four steps.
Explore more
Kiotapay products share one wallet, one dashboard and one set of books, so adding the next one takes minutes.
Ready to revolutionize your finance management? Take the next step and explore Kiotapay!